Best Rates On Home Loans

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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for arm interest rate adjustments.

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View today’s mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America.

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Construction Loans Colorado Rates Fha Loans Mortgage Rates Interest Rate History Chart The prime interest rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate. The graph and chart reported below are based upon the rates on the first day of each respective month over the past decade.FHA mortgage rates hew closely to the mortgage rates on traditional home loans. If the average interest rate on a 30-year fixed-rate mortgage stands at 5.4 percent, you can figure that the average FHA mortgage rate is nearly the same. This makes these loans even more attractive. Another positive of FHA loans is that it is relatively easy for borrowers to qualify for them.