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A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.

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Thanks to $8,000 in partnership grant program (PGP) funds awarded by Home Bank. priced loans and other credit products to.

And whatever they didn’t pay (but was owed based on the “real interest rate” applied to the loan balance) was added back into.

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Cadence in general has a higher-yielding portfolio than many other banks – their average originated loan this quarter had a yield of 5.4% as a result of doing a great deal of business lending. You.