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Applies to fixed rate mortgages with terms of 10, 15, 20, or 30 years and adjustable rate mortgages (arm) with a term of 30 years. The interest rate can be locked for a period of 30 days. Interest rate will be guaranteed provided member provides the credit union with all documentation, information, and certifications requested.

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VA Mortgage lenders advantage summary. 1.No Down Payment Requirement With the VA Loan, qualified borrowers can finance 100 percent of the home’s value without putting down a dime.

A Conventional Construction-to-Permanent mortgage loan is used to finance the construction of the borrower’s home and permanent mortgage into one transaction with a.

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